
Rakuten
Expert and User Insights by Rakuten Customers
Rakuten is a cashback website and browser/mobile app that provides percentage‑based rebates for purchases at partner retailers. Cashbacks are paid via PayPal or check, usually on a monthly or quarterly schedule. Known for a generous sign‑up bonus and coverage of thousands of stores, it remains one of the most trusted platforms online.
Based on expert ratings
Honest Review with no Affiliate ties to the featured platform.
Expert Review

Folasade Oluwagbenga
Money Making Expert
Rakuten is widely trusted, with a simple interface and strong partnerships. It’s ideal for regular online shoppers wanting to maximize cashback with minimal effort.
Earning Potential
Rakuten is a popular cashback site offering up to 40% cashback at thousands of stores. The $30 sign-up bonus is appealing. Typical cashback earnings depend on shopping volume but can reach $20–$100+ monthly. Payouts are reliable via PayPal or check, usually quarterly or monthly.
Earning Breakdown
Monthly Earning Potential | $20 |
Hourly Earning Potential | $0.50 |
Tips to Earn More
Payment Details
Payout Methods | PayPal, Check, Gift Cards |
Payout Frequency | Quarterly/Monthly |
User Reviews | Rakuten

Emily Dubois
I’ve seen a lot of posts calling Rakuten a scam, which surprised me. I’ve used it, along with TopCashback, for about two years and it’s been very reliable. During my Black Friday shopping, which is when I use Rakuten the most, everything tracked correctly except for one missing shopping trip. I filled out the missing cash form and the amount was credited right away as MR points in my case. I don’t understand why so many people have problems, but I think a big reason is that they don’t read the exclusions carefully. Many of the highest cashback offers only apply to specific products, new customers, or subscription orders. If people miss those details, they might think Rakuten didn’t pay out when in reality their purchase wasn’t eligible.

Thomas Williams
I’ve used Rakuten for years, back when it was still called eBates, and it has always been reliable. It’s a legitimate service with no hidden fees. I can’t speak about sending money directly to a Chase bank account, but I’ve received payouts as paper checks in the past and later switched to PayPal deposits, which worked smoothly and allowed easy transfers to my bank.
Is Rakuten Legit?

Rakuten
Expert and User Insights by Rakuten Customers
Rakuten is a cashback website and browser/mobile app that provides percentage‑based rebates for purchases at partner retailers. Cashbacks are paid via PayPal or check, usually on a monthly or quarterly schedule. Known for a generous sign‑up bonus and coverage of thousands of stores, it remains one of the most trusted platforms online.
Based on expert ratings
Honest Review with no Affiliate ties to the featured platform.
Expert Review

Folasade Oluwagbenga
Money Making Expert
Rakuten is widely trusted, with a simple interface and strong partnerships. It’s ideal for regular online shoppers wanting to maximize cashback with minimal effort.
Is Rakuten Legit?
Earning Potential
Rakuten is a popular cashback site offering up to 40% cashback at thousands of stores. The $30 sign-up bonus is appealing. Typical cashback earnings depend on shopping volume but can reach $20–$100+ monthly. Payouts are reliable via PayPal or check, usually quarterly or monthly.
Earning Breakdown
Monthly Earning Potential | $20 |
Hourly Earning Potential | $0.50 |
Tips to Earn More
Payment Details
Payout Methods | PayPal, Check, Gift Cards |
Payout Frequency | Quarterly/Monthly |
User Reviews | Rakuten

Emily Dubois
I’ve seen a lot of posts calling Rakuten a scam, which surprised me. I’ve used it, along with TopCashback, for about two years and it’s been very reliable. During my Black Friday shopping, which is when I use Rakuten the most, everything tracked correctly except for one missing shopping trip. I filled out the missing cash form and the amount was credited right away as MR points in my case. I don’t understand why so many people have problems, but I think a big reason is that they don’t read the exclusions carefully. Many of the highest cashback offers only apply to specific products, new customers, or subscription orders. If people miss those details, they might think Rakuten didn’t pay out when in reality their purchase wasn’t eligible.

Thomas Williams
I’ve used Rakuten for years, back when it was still called eBates, and it has always been reliable. It’s a legitimate service with no hidden fees. I can’t speak about sending money directly to a Chase bank account, but I’ve received payouts as paper checks in the past and later switched to PayPal deposits, which worked smoothly and allowed easy transfers to my bank.